Most people aren’t all that excited about dealing with insurance agents – and even less excited about dealing with insurance salesman – which is why they use the Internet to get their hands on New York homeowners insurance quotes.
And while that’s all well and good (the Internet certainly has opened up the ability to shop for New York homeowners insurance quotes in your bathrobe from your back bedroom), the truth of the matter is you might not be saving as much money on your homeowners insurance policy if that’s the kind of direction that you go in.
Here are a couple of things you want to know about before you use the Internet to exclusively search for New York homeowners insurance quotes.
You can (almost always) get more coverage at the same price – if you’re willing to play hardball
Nearly every single insurance agent (and certainly every insurance salesman) is going to be empowered to offer you significant savings and tremendous deals on coverage if you contact them directly.
These are the “front line” members of that particular insurance company, the kind of individuals that received the most training as far as sales and conversion is concerned. If you’re willing to play hardball (even just a little bit) they almost always give you extra coverage at a rock-bottom rate – the kind of deal you wouldn’t have discovered anywhere else.
Few New York homeowners insurance quotes prominently display discounts or savings opportunities you might already qualify for
Online New York homeowners insurance quotes will very rarely (if ever) display discounts or savings opportunities that you might already qualify for, discounts and savings opportunities that can save you hundreds if not thousands of dollars over the lifetime of a particular policy.
You’d have to be at least a bit crazy to sign up for homeowners insurance online without at least speaking to a representative for this reason alone.
The best New York homeowners insurance quotes come directly from the mouth of insurance agents
Lastly, you need to understand that the very best New York homeowners insurance quotes are going to come from one source and one source only.
There’s only so much you can do to customize your coverage plan and your prices over the Internet, and since there is no such thing as a “one-size-fits-all” insurance situation, you need to speak with a real person to get you the best deal on the best coverage in town.